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But if I ask, every one will tell me what he thinks. The
man in control of such a bank must be able to draw out the truth. Unless
the management was just what it ought to be, it would be bankrupt in a
few months, or else would not lend to one quarter of the people who
deserve help. Yet from my own experience, I know, that money can be
loaned to these people, so that the legal interest more than pays for
the occasional loss, and that most of these losses are due to
inability, more than to dishonesty."
"I wish we could go on talking," sighed Leonore. "But the people are
beginning to go downstairs. I suppose I must go, so as to say good-bye.
I only wish I could help you in charity."
"You have given _me_ a great charity this evening," said Peter.
"You mean the photographs," smiled Leonore.
"No."
"What else?"
"You have shown me the warmest and most loving of hearts," said Peter,
"and that is the best charity in the world."
On the way down they met Lispenard coming up.


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