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Ford, Paul Leicester, 1865-1902

"The Honorable Peter Stirling and What People Thought of Him"

Then comes
sickness, or loss of employment, or a fire which burns up all their
furniture and clothes, or some other mischance, and they can turn only
to pawnbrokers and usurers, with their fearful charges; or charity, with
its shame. Then there are hundreds of people whom a loan of a little
money would help wonderfully. This boy can get a place if he had a
respectable suit of clothes. Another can obtain work by learning a
trade, but can't live while he learns it. A woman can support herself if
she can buy a sewing-machine, but hasn't the money to buy it. Another
can get a job at something, but is required to make a deposit to the
value of the goods intrusted to her. Now, if all these people could go
to some company, and tell their story, and get their notes discounted,
according to their reputation, just as the merchant does at his bank,
don't you see what a help it would be?"
"How much would it take, Peter?"
"One cannot say, because, till it is tested, there would be no way of
knowing how much would be asked for.


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